THE SHORT ANSWER
A desktop, exterior-only or update appraisal uses a scope that differs from a full interior inspection assignment. Whether it is appropriate depends on intended use, property, client requirements and applicable standards; confirm scope before ordering.
Different scopes serve different assignments
A desktop scope may rely on information and data sources without an interior visit; an exterior-only scope may involve an outside observation; an update may relate to prior appraisal work. The exact tasks and report must be agreed for the assignment.
Suitability depends on requirements
A client or lender may require a particular inspection or report type. A limited scope should not be assumed to satisfy every lending, legal or private-use requirement. Confirm requirements with the intended user before requesting this service.
Discuss what is needed
Share the property address, intended use, any prior report, deadline and the client’s scope instructions. Reddy Appraisal LLC can discuss whether a desktop, exterior-only or update assignment is appropriate and provide a quote.
COMMON QUESTIONS
Frequently asked questions
Is a desktop appraisal always acceptable to a lender?
No. Acceptance depends on the lender, program and assignment requirements. Confirm the required scope with the lender before ordering.
Does an exterior-only appraisal include an interior inspection?
An exterior-only scope generally does not include an interior inspection, but the exact work and report must be defined for the assignment. Ask the intended user whether that scope is acceptable.
Can an existing appraisal be updated?
An update may be possible when the prior report, intended use and applicable requirements support it. Share the prior report and request details so the scope can be reviewed.